I don’t trust having only local files. Ideally you should have multiple local copies with at least one cloud storage and encrypt everything before you upload, so unless your house catches on fire and your cloud storage also fucks you over at the same time, then you are protected against both risks if they happen as separate incidents.
Also maybe go somewhere in the woods and hide a box of encrypted hard drives there, just to be extra safe. So three backups. Your house, A box buried in the woods, and cloud storage.
I don’t trust having only local files. Ideally you should have multiple local copies with at least one cloud storage and encrypt everything before you upload, so unless your house catches on fire and your cloud storage also fucks you over at the same time, then you are protected against both risks if they happen as separate incidents.
Also maybe go somewhere in the woods and hide a box of encrypted hard drives there, just to be extra safe. So three backups. Your house, A box buried in the woods, and cloud storage.