• jordanlund@lemmy.worldOPM
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      4 months ago

      True story… when my kid got married and bought a house 5 years ago, I gifted them an ounce of gold. $1,800 then. $2,470.32.

      So +$670.32! Yay!

      But over 5 years? :(

      $134.064 / year.

      • raspberriesareyummy@lemmy.world
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        4 months ago

        But over 5 years? :(

        Erm - 6.5% interest rate is a decent inflation compensation. If there wasn’t a risk even with gold, I’d use gold as my “secure savings” account.

        • thatirishguyyy@lemmy.today
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          4 months ago

          Random opinion: Ive never liked gold personally.

          The problem with solid gold being a currency is even the smallest amount of gold that could be carried in small enough amounts to be used as currency would be a coin. A solid gold coin is roughly $2.5K.

          You could break it up but you still have $625 pieces.

          If we ever need to use gold to trade for food, you are looking at some expensive eggs.

          • raspberriesareyummy@lemmy.world
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            4 months ago

            I didn’t mean I would keep gold at home, but as someone fundamentally opposed to stock market investment, I would like to have a way to at least protect my savings from devaluation by inflation…

            • thatirishguyyy@lemmy.today
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              4 months ago

              Oh, 100%. Gold is perfect for people that wish to avoid the stock markets. I even have a few coins myself.

              I just find it ironic that if we ever needed to use our gold as a curreny, we would be fucked.

              • raspberriesareyummy@lemmy.world
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                4 months ago

                Just did the math - for all mined gold in the world (~200 thousand tons) at 9 billion people, that would give us 22.4 grams of gold as currency / personal property to spend at any given time, if no one on the world had any “savings”. Considering that a 100 K EUR would already buy ~1.37 kg of gold, that’s a bit of a mismatch…