Ich wünschte es wäre so

Last time I checked that also affected nfc (I don’t mean Apple Pay, but plain nfc)

Some capabilities actually need a paid developer account even if you don’t plan to put the app on the store.

The Capability library shows only the capabilities available to the target type and your program membership. If you are not a member of the Apple Developer Program, the capabilities you can add are limited.

https://help.apple.com/xcode/mac/current/#/dev88ff319e7

Because the controller in the base model supports only 2.0, next year the base model will get the pro chip from this year with 3.0 support, nothing really new