I don’t think one takes into account investment accounts with envelope budgeting, if I’m not wrong. All the accounts in this kind of budgeting should be involved in the budget, to be money that is to be assigned. “Give every dollar a job” kind of style. Money in investment accounts is for the most part saving for savings sake. But I guess people can assign that kind of money as well, e.g. “this is money that I’m investing to be able to buy a house in 5 years”. I’m not an expert on this so you could look up how YNAB does it, or if Actual has any docs on this.

Yes. You can read about on Actual Budgets documentation. It’s free for personal use. You just generate an API token. https://actualbudget.org/docs/advanced/bank-sync/gocardless/

If you’re in the EU you can do bank syncing for free with GoCardless integration. If you’re in the US you need to go with SimpleFIN which costs a small sum and is in a more experimental phase than the GoCardless integration I think. Either way, GoCardless has been working great for me. Actually far better than YNAB which didn’t even support my bank. It’s literally just set up and forget.

If one doesn’t want to self-host it one can always go through a service like PikaPods who do in fact have a revenue sharing deal with Actual Budget. And either way, Actual Budget isn’t really an accounting tool for businesses, or did I misunderstand you?

A reminder that Opera is owned by a Chinese public company. I wouldn’t trust the browser for privacy reasons.

Great to hear that Mbin is getting some attention!

Yes, fair. I was just attracted by the no-hassle method of Tailscale.

Probably why this isn’t enabled in the EU. GDPR wouldn’t have allowed it.

Loop is great! I love F-Droid. Many times it’s guaranteed you’ll find a better alternative to a proprietary, ad-filled app on Play Store, on the F-Droid app

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I’m just waiting for some FOSS purist to find fault in this.

The answers in this thread are all over, but it’s towards this direction I’m leaning

I think it’s been proven that Google doesn’t listen in to your conversations. While there are a lot of real privacy issues, the microphone theory is just conspiracy fear-mongering

lol

Awesome. Sounds like you made the same journey. Right now it feels like I might ditch the dual boot too in a near future.

I use Proton for Steam games. You can enable it in Steam settings, just run it via Steam afterwards. For games purchased via GOG, I use Heroic Launcher which uses a variant of Wine.

I’ve never found a use for any of this. I only utilise a calendar. How complicated are your people’s lives?

Luckily the only “AI” we have are LLMs which seem to have hit their peak, and probably will start corrupting itself with its own training data now that they’ve scoured the web clean.

This reaffirms my wish to go back to monkey.

“Natural” diamonds are a manufactured luxury. Lab-made are just as well, if not better, but big diamond is really pushing the “rocks we find in the ground are better”. Even though the diamond industry has their hands covered in blood.