• SJ_Zero@lemmy.fbxl.net
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    1 year ago

    In the fable of the and and the grasshopper the grasshopper needed food stored up more than ever when the winter came, but the time to be preparing for winter was the spring, summer, and fall when you plant, tend, and harvest. By the time winter comes it’s too late.

    The best time for someone with a variable rate mortgage to refinance as fixed rate would have been 2020. You didn’t need a fixed rate back then because variable rate was in some cases less than 1%, but you need one now because mortgages are around 7%. If you refinance now it won’t help.

    The time to unionize was when labor had power by being in demand. 2020 would have been a good time, but maybe even the mid 2010s.

    • bighi@lemmy.world
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      1 year ago

      There’s a Chinese proverb that goes like this: “The best time to plant a tree was 20 years ago. The second best time is now.”

      We can’t go back in time to plant the union tree. But we can do it TODAY. Doing it late is better than never doing it at all.

      • SJ_Zero@lemmy.fbxl.net
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        1 year ago

        Planting a tree isn’t going to war (and unionizing is in a sense mobilizing for a war). Both you and the seed want the tree to grow. If you go to war and the time is not right, then you will be wiped out and history will be written by the victors.