• Dragomus@lemmy.world
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    14 hours ago

    So, everyone gets a jar of health insurance money, but the insurers you buy from know how much is in the personal jar and one is expected to negotiate? … how is this beneficial for the customers?

  • captainlezbian@lemmy.world
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    12 hours ago

    Oh that’s really fucking dumb. Like so dumb it feels like it was suggested by an accelerationist whose end goal is m4a.

    • lectricleopard@lemmy.world
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      9 hours ago

      This is on brand for someone throwing a Great Gatsby party while fighting legal battles to ensure people on food stamps are starving.

      In his head they’re just winning on top of winning. “Look at all the profits for me and my friends!”

      The lack of awareness is breathtaking, I agree.

  • kryptonianCodeMonkey@lemmy.world
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    8 hours ago

    I want instead of going to the insurance companies, I want the money to go into an account for people, where the people buy their own health insurance.

    I… uh… what? So is he saying that people will get a cash balance from the government to use exclusively on Healthcare, kind of like HSA/FSA, and can use it to pay their private insurance premiums? Like a universal basic income but just for Healthcare? Or only some people, like those without employer insurance, are getting money? Why is this better in any way, like even playing devils advocate, I can’t come up with a good reason for it.

    • zeppo@lemmy.world
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      6 hours ago

      and yeah, if you have this balance, and can ONLY spend it on health insurance… okay, the basic plan costs exactly as much as the government gives everyone. There’s no advantage in spending less since you can’t use it for anything else.

      Troomp is stupid enough to not see how idiotic that is, but other people in his criminal cabinet are not.

  • BrianTheeBiscuiteer@lemmy.world
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    18 hours ago

    I guarantee this would turn health insurance into car insurance, where your own personal history directly affects your rates. If you have had cancer or a family history of cancer you’re getting priced out of the market, without a doubt.

  • IndridCold@lemmy.caOP
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    19 hours ago

    “I want instead of going to the insurance companies, I want the money to go into an account for people, where the people buy their own health insurance. It’s so good. The insurance will be better. It’ll cost less. Everybody’s gonna be happy. They’re gonna feel like entrepreneurs,” Trump said during a Fox News interview Monday night. “They’re actually gonna be able to go out and negotiate their own health insurance. And they can use it only for that reason, that’s the beauty—only for that purpose.

    So his idea for healthcare is… you use money to buy health insurance on the public market?

    He’s a fucking genius!

    I have to apologize for all the things I’ve said about Trump over the year. America, you are in good hands.

    • Tolookah@discuss.tchncs.de
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      19 hours ago

      … Instead of money going to insurance companies, it goes into a fund, where people can buy insurance using it… from insurance companies? So the money instead of going to insurance companies goes to… Insurance companies.

    • manxu@piefed.social
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      17 hours ago

      I think by “buy their own health insurance,” he means they can get their own health coverage. Basically, a health savings account like they have existed for decades.

      I look forward to the day when people start calling around ten different ambulance companies to negotiate the best price to get them to the hospital, after calling ten hospitals to find out which one has the best deals. Maybe 911 can add an ad-supported service for that? “We have a special for shooting victims tonight!”

      • PunnyName@lemmy.world
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        12 minutes ago

        “Are y’all shooting people, or helping people who have been shot? Because this past Easter…”

  • zeppo@lemmy.world
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    19 hours ago

    They’re gonna feel like entrepreneurs

    Just what I want - to have to expend a bunch of time and expertise that I don’t have to try to buy healthcare.

    They’re actually gonna be able to go out and negotiate their own health insurance

    Perfect, that’s my specialty! I love reading tons of insurance policy details written in confusing legal jargon. The American people are going to thrive with this and for sure beat the big bad DEMORCAT RUN insurance companies.

  • ieatpwns@lemmy.world
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    18 hours ago

    I don’t want to feel like a FUCKING entrepreneur I want to feel healthy without having to negotiate my health with a company that doesn’t give a fuck about anything but my money

    • captainlezbian@lemmy.world
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      12 hours ago

      When it comes to healthcare I want to feel like a European not an entrepreneur. I hate negotiating and I’m bad at it. But even if not I don’t have leverage. And it’s not like they’ll let you negotiate, they’ll say “80% of your paycheck, take it or leave it”

  • KoboldCoterie@pawb.social
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    19 hours ago

    Massachusetts has had for a while a subsidy on new heat pump installations, which sounds great! We looked into getting one. Heat pumps in MA cost considerably more than in the rest of the country, because installers have largely increased what they charge to capture that subsidy for themselves as extra profit.

    I predict the same effect here, with private insurance.

    • fonix232@fedia.io
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      18 hours ago

      That pretty much happens every time any government tries to introduce an “economy kickstart benefit”.

      See for example, Hungary. The government introduced “CSOK” a few years back, which was basically a “start your family” free money kit - if you marry and have X kids within Y years of taking part in this program, you get to keep the money for free, no need to pay it back, otherwise it turns into a loan (with sub-market rates mind you so it’s worth taking even if you don’t want kids).

      The amount per family was fixed, at IIRC 20 million HUF, or around $60k USD.

      Guess what happened?

      Property prices shot up, practically overnight, by that amount.

    • Tolookah@discuss.tchncs.de
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      19 hours ago

      Yeah, I had a quote for a system just before the subsidy increase, and then a few years later, got another quote, and after accounting for inflation, it went up by quite a bit more than the increase.

    • vateso5074@lemmy.world
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      18 hours ago

      On the other hand though, while it’s not quite savings passed on to the consumer, it is encouraging the installers to prioritize that technology over other less efficient alternatives. So I suppose it depends on what the end goal is.

      • AmbitiousProcess (they/them)@piefed.social
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        13 hours ago

        That part is true.

        If you have an installer selling heat pumps and regular heaters, they’re gonna be much more incentivized to recommend you a heat pump if they get an extra, say, $1,000 in subsidies off marking it up compared to a regular heating system.

        But without price controls or very strong competition, it won’t end up actually making things cheaper for consumers.

    • AmbitiousProcess (they/them)@piefed.social
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      13 hours ago

      Yep.

      His genius plan is an HSA but your regular insurance subsidy money goes in there too and you can somehow negotiate healthcare prices yourself better than an insurance company can in a system designed to benefit insurers.

  • orclev@lemmy.world
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    18 hours ago

    OK, but now, what if instead of everyone using that money to buy insurance the government just bought the insurance for everyone. And then what if instead of paying an insurance company to pay healthcare expenses the government just directly paid those healthcare expenses. It would be so much simpler with a lot fewer middlemen involved.

    • 4am@lemmy.zip
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      18 hours ago

      The only problem is when the GOP shuts the government down again and they stop making any payments for any of it

      Not that private sector insurance is good but I don’t think I want Congress in charge of my healthcare either, so they can take it away from scary brown people and create the “death panels” they’ve always dreamt of

      • snooggums@piefed.world
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        18 hours ago

        When they write the law for single payer they can write that it is automatically funded like all of the other things that are automatically funded. The only optional things that shut down when congress can’t pass an appropriations bill are things like feeding starving children.

  • Fredselfish@lemmy.world
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    18 hours ago

    Why don’t we rename Obamacare or ACA to Trumpcare and he will praise and fund it. I think he just doesn’t like that Obama gets credit for the ACA.

  • Skyrmir@lemmy.world
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    19 hours ago

    We could save time and just put the money in a fund to pay for bankruptcy legal expenses.